Terms of Service

Effective Date: 02/01/2025

Welcome to RTO Servicing LLC (“we,” “our,” or “us”). By accessing or using our website, you agree to comply with these Terms of Service. If you do not agree with these terms, please do not use our website.

1. Use of Our Website You agree to use our website for lawful purposes only and in a manner that does not infringe on the rights of others. You may not:

• Use our website to engage in fraudulent or illegal activities.

• Attempt to gain unauthorized access to our systems.

• Interfere with the functionality or security of our website.

2. Intellectual Property All content on this website, including text, images, logos, and trademarks, is the property of RTO Servicing LLC or its licensors. You may not reproduce, distribute, or modify any content without our express permission.

3. Product and Service Availability We reserve the right to modify or discontinue any product or service without notice. Prices and availability are subject to change at any time.

4. Limitation of Liability To the fullest extent permitted by law, we are not liable for any damages resulting from your use of our website, including direct, indirect, incidental, or consequential damages.

5. Third-Party Links Our website may contain links to third-party websites. We are not responsible for the content or policies of these external sites.

6. Changes to These Terms We may update these Terms of Service from time to time. Any changes will be posted on this page with an updated effective date.

7. SMS Consent Communication The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

8. Types of SMS Communications If you have consented to receive text messages from RTO Servicing LLC, you may receive messages related to the following:

• Conversational
• Customer Care (ie Payment Reminders)

Example: “Hello, this is a friendly reminder that your monthly rental payment is due on 04/01/2025. Reply STOP to opt out of SMS messaging at any time.

9. Message Frequency Message frequency may vary depending on the type of communication. You may receive up to 2 SMS messages per month related to customer care/payment reminders.

10. Potential Fees for SMS Messaging Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

11. Opt-In Method You may opt-in to receive SMS messages from RTO Servicing LLC in the following ways:

• Verbally, during a conversation, 
• By submitting an online form, or 
• By filling out a paper form

12. Opt-Out Method You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

13. Help If you are having any problems, feel free to reply with the keyword HELP. Or, you can get help directly from us at https://rtoservicing.loans/contact-us/

14. Additional Options If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

15. Governing Law These Terms of Service shall be governed by and construed in accordance with the laws of the State of Colorado and the United States of America.

16. Contact Us If you have any questions about these Terms of Service, please contact us at:

RTO Servicing, LLC
PO Box 999 Delta, CO 81416
office@rtoservicing.loans
(833) 510-4007

By using our website, you acknowledge that you have read and agree to these Terms of Service.